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Close your loan in as little as 10 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  

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Low Interest Rates

At The Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.

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Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Just in a silly goofy mood! 😋

We understand that buying a home is one of the biggest investments you'll ever make. That's why we're here to help you get approved for the right mortgage that best suits you.

We have a variety of programs to choose from, so you can find the best option for your unique situation.

You deserve to own your own home and with our help, you can make that dream a reality.
Head to our website and apply now!
Let us show you how easy the mortgage process can be!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage advice, mortgage humor,
Realtors of Houston, Houston Tx, Texas
mortgage, Garden Oaks Houston, It's funny
because it's true
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Hey you!
Opportunity is knocking at your door!

The Spiegel Group is your one stop shop for mortgage needs.

We are here to help you find the right home loan with a wide variety of options.

Contact us today!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Real estate experts, mortgage loan officer, houston mortgage, mortgage expert, houston local, houston mortgage lender, Texas real estate
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We get this question all the time…

Do you have to put 20% down when buying a home?

We are here to set the record straight!

Absolutely not! 🤯

When you work with The Experts, you could put as little as 0% down!

So get rid of the notion that you have to save up for a down payment, start your home buying journey today by applying online.

Head to the link in our bio.

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage loan officer, houston real estate, first time home buyers, real estate investment, houston realtors, mortgage tips
...

You've served us, now let us serve you.

We rescue you from long wait times and get your deal done in as little as 14 days.
That's the service you deserve!

Head the the link in our bio and click VA Loan for more information!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
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.
Mortgage loan officer, houston real estate, first time home buyers, real estate investment, houston realtors, VA loan
...

Imagine this⤵️
You get your pre-approval letter✔️
You find your dream home😍
Your offer gets accepted👏
AND you are in your home all within the same month! 🤯
This is all possible with The Home Loan Expert! Let The Spiegel Group help you get the process started today!

We offer same-day pre-approvals you can rely on.
Head to the link in our bio and find out your personalized rate in no time with our 5-Minute Loan Approval* application.

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧team@thespiegelgroup.com
.
.
.
Houston luxury real estate, the home loan expert, Texas mortgage, houston mortgage, houston real estate, get pre-approved today, your trusted agent
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Have you heard the news?

We are now offering a 10-Day Closing Guarantee* !

We want to make sure you get the best rates and will make sure your loan closes as quickly as possible - without all of the hassle!

Apply now and take advantage of our 10-Day Closing Guarantee*.

It's just one more way that The Spiegel Group and @thehomeloanexpert is working hard to be the best lender for YOU!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage expert, Houston mortgage lender, Houston investor, Houston Texas, Texas real estate, Houston local, move to Houston
...

You can't trust everyone on the internet…
But you can trust us!

When you need a home loan, don't go with just any lender. Go with The Home Loan Expert. See how The Spiegel Group can help you make your real estate goals a reality!

Head to the link in our bio to start the pre-approval process or get more info about why you can put your trust in US!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧team@thespiegelgroup.com
.
.
.
.
Mortgage advice, mortgage humor,
Realtors of Houston, Houston Tx, Texas mortgage, Garden Oaks Houston, It's funny because it's true
...

Have you considered this? 🤔

** Using your tax return to get you the home you want and need **

There are multiple ways your refund check can help you as a homebuyer. 
It can help grow your down payment fund, pay for your home inspection, and cover some closing costs.

But wait, what about those who are thinking about selling? It would help if you need to make small repairs before putting it on the market!

Funding your home purchase or sale can feel like a daunting task, but it doesn't have to be. Your tax refund can help you reach your goals!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧team@thespiegelgroup.com
.
.
.
.
Houston realtor, Houston realtors, mortgage lender, houston mortgage, Keller Williams, Keller Williams realty, move to Texas, Compass real estate
...

Don't be fooled by empty promises!

The Spiegel Group is committed to helping you find the best mortgage rate for your needs.

We have a wide variety of options to choose from, so you can be sure to find the right one for you.

DM us to get started!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage loan officer, houston real estate, first time home buyers, real estate investment, houston realtors, mortgage humor
...

Are you ready to take the next step in your mortgage career?

We are looking to hire an experienced loan officer, processor, or underwriter to be a Production Partner on our team.

You will be responsible for working with our clients to find them the perfect loan!

Think you have what it takes?
Ready to join a company that CARES and is ready for the future?
DM us or learn more by clicking the link in our bio!

The Spiegel Group
Best mortgage lending team in TX.
Period.
📲(713) 961-5363
📧team@thespiegelgroup.com
.
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We are hiring, production partner, work with us, houston mortgage lender, Houston mortgage, houston real estate, houston jobs
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Realtors! Am I right??

As a realtor, you know the importance of a smooth mortgage process for your clients.

We want to make sure your clients are happy with their home buying experience - from start to finish.
Let us take care of the mortgage so you can focus on finding the perfect home for them.

Contact us today and let's get started on providing a seamless mortgage process for your clients!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Selling Houston, HTX real estate, houston local, move to houston, houston mortgage, houston real estate agent, houston real estate investor
...

In this business it’s all about experience! 😉

Knowing what's out there and having the knowledge to see it through is our your biggest weapon. Why do you think they call us the experts?

DM us for more information and we would love to talk further. 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
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#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
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You deserve the best mortgage experience possible, and that's what we're here to give you.

You're not just getting a mortgage when you work with us - you're getting a whole new level of service that will make the entire process easier for you.

We offer same-day pre-approvals you can rely on.
Head to the link in our bio and find out your personalized rate in no time with our 5-Minute Loan Approval* application!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
Houston realtors, mortgage tips, mortgage tips for millennials, refinance your home, Houston mortgage, Houston mortgage lender, houston mid century modern, houston new construction
...

If you're a top tier real estate agent…

👋 You need to be working with a top tier lender! (Pssttt, that’s us!)

Co-marketing with The Home Loan Expert, you’ll be able to stand out to more clients AND have them in their new homes in 21 days or less!

Find out more about how we can work together by heading to the link in our bio, or DM us today!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Let us help you succeed, houston realtor, selling houston, luxury real estate agent, sellers agent, buyers agent, move to houston
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Bet you didn't know this!

Jumbo loans are for higher loan amounts over $647,200. With our 10-day closing guarantee we will even close a jumbo loan lightning fast!

Want to know more about Jumbo loans or our 10-day closing guarantee? Visit our website or DM us today!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage expert, Houston local, move to Houston, Houston mortgage lender, Houston investor, Houston Texas, Texas real estate
...

Happy is our favorite hour of the day! 😝

We had a great time co-hosting this amazing client appreciation event with @susanbmartinrealtor

We love to give back to our trusted realtors and their clients!

If you missed this one, we will definitely see you at the next one! 😉
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Mortgage lender, client appreciation, Houston happy hour, Houston realtors, Houston heights, Texas real estate, Houston mortgage
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It’s always a challenge to know…
Who you can trust in the online space.

Let us show you we are the experts for YOU!

We can help you figure out how much home you can afford in minutes, AND have your pre-approval letter in your inbox faster than you can say “WOW that was quick!”.

So what are you waiting for? Head to our website to get started!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Mortgage expert, Houston mortgage lender, , Houston Entrepreneur, Houston local, move to Houston, your trusted lender mortgage tips
...

One thing every homeowner needs to know!

A recession does not equal HOUSING CRISIS. 

Looking back at the recessions history, home prices appreciated four times and depreciated only two times.

There has been a lot of talk these days, so we wanted to put your mind at ease!
Again, history proves a recession does not equal a housing crisis.

So if you are looking to buy, know you can buy with confidence!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Mortgage expert, move to Houston, Houston mortgage lender, Texas real estate, Houston real estate agent, housing market, the more you know 🌈
...

When you need someone to trust, look no further than The Spiegel Group!

When you need a home loan, don't go with just any lender.
Go with The Home Loan Expert.

See how we can help YOU make your mortgage goals a reality. DM us today!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
Mortgage lender, mortgage loan officer, your trusted agent, compass real estate, Keller Williams, Houston mortgage, Houston mortgage lender
...

You've been looking for a new home, and you're getting discouraged by the market.😤

Don't worry, we're here to help! We can get you a pre-approval letter so that when you are ready to submit an offer, you'll be taken seriously.

With a pre-approval letter in hand, you'll be one step closer to owning the home of your dreams. Let us help you today – click this ad to get started!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
Houston realtors, mortgage tips, mortgage tips for millennials, refinance your home, Houston mortgage, Houston mortgage lender, houston mid century modern, houston new construction
...

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Disclosure
Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:

About Robert Spiegel

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremost on client satisfaction.

In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs.

I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

Meet The Spiegel Group

Robert Spiegel
Robert Spiegel
Senior Loan Officer
NMLS# 198315
About Robert
Angela Thomas
Angela Thomas
Operations Manager
NMLS# 1275347
About Angela
Dena Kubina
Dena Kubina
Loan Partner
NMLS# 1717739
About Dena
Rhonda Litton-Holbrook
Rhonda Litton-Holbrook
Processor/ Underwriter
About Rhonda

What Clients Say About The Spiegel Group

Contact Us

Robert@TheSpiegelGroup.com (713) 961-5363

The Spiegel Group
Robert Spiegel
Senior Loan Officer | NMLS #198315

 

1000 N. Post Oak Rd.
Suite 220
Houston, TX 77055

 

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.

USDA Loan

United States Department of Agriculture (USDA) Loans are an excellent, affordable option.

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Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.