Close your loan in as little as 14 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  


Low Interest Rates

At The Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.


Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:

About Robert Spiegel

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremost on client satisfaction.

In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs.

I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

Meet The Spiegel Group

Robert Spiegel
Robert Spiegel
Senior Loan Officer
NMLS# 198315
About Robert
Angela Thomas
Angela Thomas
Operations Manager
NMLS# 1275347
About Angela
Dena Kubina
Dena Kubina
Loan Partner
NMLS# 1717739
About Dena
Janie Meredith
Janie Meredith
Senior Loan Processor
About Janie
Malia Jones
Malia Jones
Loan Processor
About Malia
Kendyl Yandrisovitz
Kendyl Yandrisovitz
Set-Up Coordinator
About Kendyl
Lisa Brown
Lisa Brown
Senior Loan Processor
About Lisa

What Clients Say About Robert Spiegel

Contact Us

Robert@TheSpiegelGroup.com (713) 961-5363

Robert Spiegel
Senior Loan Officer | NMLS #198315


1000 N. Post Oak Rd.
Suite 220
Houston, TX 77055


Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.


United States Department of Agriculture (USDA) Loans are an excellent, affordable option.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.