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Close your loan in as little as 10 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  

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Low Interest Rates

At The Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.

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Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

When we see realtors not partnering with a trusted local mortgage lending expert…

Need we say more??

We have said it before and will say it again, when you want to work with a mortgage expert, you can trust we are ready!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, move to Houston, Houston realtors, Texas real estate, Houston real estate agent, Houston real estate, the more you know
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❤️💙💜💚💛🖤=❤️💙💜💚💛🖤

Celebrated Pride this past weekend in Marfa, Texas.

Meet some amazing people and shared some great mortgage knowledge!
The Spiegel Group will continue to support homes for all.

Always surround yourself with people who truly care about others in their community!

Shout out to @pridemarfa for hosting an amazing Pride event! Can't wait for next year!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Marfa Texas, Marfa pride, pride month, love is love, Houston Mortgage, Texas mortgage, Texas real estate, Y’all means all
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We get this question all the time…

Do you have to put 20% down when buying a home?

We are here to set the record straight!

Absolutely not! 🤯

When you work with The Experts, you could put as little as 0% down!

So get rid of the notion that you have to save up for a down payment, start your home buying journey today by applying online.

Head to the link in our bio.

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage loan officer, houston real estate, first time home buyers, real estate investment, houston realtors, mortgage tips
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Time is a strange thing.

We are living in interesting times!

But take solace in the fact that we have been in the mortgage industry for 20 years.

We know what it takes to provide you with the best loan options out there!

Want to know more? Head to the link in our bio or send us a DM.

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, Houston mortgage lender, Houston Entrepreneur, Houston local, move to Houston, your trusted lender, mortgage tips
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In this business it’s all about experience! 😉

Knowing what's out there and having the knowledge to see it through is our your biggest weapon. Why do you think they call us the experts?

DM us for more information and we would love to talk further. 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
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#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
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LISTEN UP LISTING AGENTS!!

Cross qualifications are not a sin. It is almost a MUST when you are trying to find the perfect home owner for your client. 😌👍🏼

Give us a call if you have any questions about your current qualification or visit us at our website for more information!

Talk soon! 😊

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
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#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer #crossqualifications #secondopinion #mortgagequalifications #mortgagetips #realtortips
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One thing every homeowner needs to know!

A recession does not equal HOUSING CRISIS. 

Looking back at the recessions history, home prices appreciated four times and depreciated only two times.

There has been a lot of talk these days, so we wanted to put your mind at ease!
Again, history proves a recession does not equal a housing crisis.

So if you are looking to buy, know you can buy with confidence!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, move to Houston, Houston mortgage lender, Texas real estate, Houston real estate agent, housing market, the more you know 🌈
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We can’t speak for any other mortgage group out there but we can tell you this! 😉

The Spiegel Group cares! We care about you and your clients! It’s not just another transaction, it’s a relationship being built. That's why we pride ourselves on trust and seamless procedures. 😌

You need a mortgage team who is going to get it done quicker and on top of that help you shine in the eyes of your clients. We are the team for you! 👏🏼👏🏼👏🏼

For a future partnership you can send us a DM or shoot us a email. Can't wait to be in business with you! 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
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#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
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Who is ready??

Calling all Houston and surrounding area realtors!

We are now offering the opportunity for you to learn and grow your business! We want to come to YOU and educate you on what is current in the mortgage industry.

So if you are ready to level up your business and provide a better client experience, DM us today to set up a time and place!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, Houston mortgage lender, Houston investor, real estate broker, real estate marketing ideas, houston real estate agents, houston realtor
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We are proud to provide the best mortgage experience for our clients and agents.

When we get reviews like this it keeps us motivated to make sure everyone receives the same experience.

So when you want the best, we are ready to connect!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Houston mortgage lender, Houston mortgage, client love, client testimonial, mortgage expert, Houston local, move to Houston
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Have you been burned by the 🚀?

Those days are in the past!
Our process will ensure you don't have any surprise bumps in the road.

We recently had a client reach out needing a loan rescue.

They were unexpectedly informed they would need to come up with an extra $30K as a down payment a week before the closing date…cue The Spiegel Group with The Home Loan Expert to the rescue!

We were able to create a strategy that solved the problem AND the clients got a better interest rate! 

So when you are ready to get it right the first time, we are ready to get it done!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, Houston local, move to Houston, Houston mortgage lender, Houston investor, Houston Texas, Texas real estate
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The housing market is not a bubble ready to pop.

The difference from the 2008 housing market and today is there are far more lending standards in place. What this means if you are approved for a mortgage nowadays, you are less likely to default.

The bottom line is the housing market isn't a bubble, and we're not heading for a market crash.

Got questions? Send us a DM or comment below!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage loan office, loan officer life, market updates, Texas real estate, Houston real estate agent, housing market, affordable housing
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We are hiring!

Do you have experience in the real estate industry?

We are seeking driven individuals who are looking to work with a leading Texas mortgage team.

Head to the link in our bio to inquire!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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We are hiring, loan officer life, Texas mortgage, Houston mortgage, lenders of instagram, mortgage expert, Houston mortgage lender
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This has been a huge buzz word lately…

Just the mention of inflation can have you seeing red! 😡

Don't worry, homeownership is still a great investment. In fact, it can help you combat the rising costs that come with inflation.

Your housing cost will be locked in for the life of the mortgage, no matter how high inflation rises. That’s a big deal – especially when rent is on the rise!

So if you’ve been thinking about purchasing a home this year, now is the time to consider your options.

DM us to learn more about the mortgage process!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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#homebuyingtips #yourtrustedrealtor #houstonlender #houstonrealtor #mortgagetips
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Please DO NOT make this mistake!

It’s so important to work with experts in this market, but you know that!!

That is what you tell your home seeking clients!

If you want a better mortgage experience for YOU and your clients, we are ready to make it happen.

Contact us today.

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage expert, move to Houston, Houston realtors, Texas real estate, Houston real estate agent, Houston real estate, the more you know
...

Bet you didn't know this!

Jumbo loans are for higher loan amounts over $647,200. With our 10-day closing guarantee we will even close a jumbo loan lightning fast!

Want to know more about Jumbo loans or our 10-day closing guarantee? Visit our website or DM us today!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Mortgage expert, Houston local, move to Houston, Houston mortgage lender, Houston investor, Houston Texas, Texas real estate
...

Hey Realtors, have you been ghosted by your lender recently?…🤨

All I am going to say is it’s really important in the present market to work with a professional loan officer who is committed to you and this industry.

With programs like our 10-day close, Teacher Appreciation, Hero Loan, On-time closing guarantee, in-house marketing team, and more we help our agents double and even triple their business.

Let’s talk more about how we can make your business grow! Feel free to give me a call. 😉📲

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
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#mortgageindustry #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
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Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

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About Robert Spiegel

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremost on client satisfaction.

In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs.

I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

Meet The Spiegel Group

Robert Spiegel
Robert Spiegel
Senior Loan Officer
NMLS# 198315
About Robert
Angela Thomas
Angela Thomas
Operations Manager
NMLS# 1275347
About Angela
Dena Kubina
Dena Kubina
Loan Partner
NMLS# 1717739
About Dena

What Clients Say About The Spiegel Group

Contact Us

Robert@TheSpiegelGroup.com (713) 961-5363

The Spiegel Group
Robert Spiegel
Senior Loan Officer | NMLS #198315

 

1000 N. Post Oak Rd.
Suite 220
Houston, TX 77055

 

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.

USDA Loan

United States Department of Agriculture (USDA) Loans are an excellent, affordable option.

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Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.