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Close your loan in as little as 14 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  

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Low Interest Rates

At The Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.

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Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

That's a wrap ✅ August is officially in the books and we are off to another busy start to the week! At #TheSpiegelGroup, we are so grateful to have the opportunity to help so many people across Texas.⁠⁠
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Thank you to our wonderful team of loan partners, our amazing processor, underwriters, closer, referral partners, and clients, both past and present; for helping us make this incredible month happen. Here's to another great month ahead!⁠⁠ 🤞🏻
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#spiegelgroup #spiegelstats #mortgagelending #houstonmortgage #texasresidents #mortgagelender
#realestate #houston #texas #houstonrealtors #houstonrealestate #houstonrealestateagent #houstonluxuryhomes #houstonluxury #movetohouston #sellinghouston #houstonhomes #houstonrealtor #houstonliving #luxuryrealtor #houstonagent #luxuryrealestate #texasrealtors #realestate #dreamhomes #houstonlisting
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Have you heard the news?

We are now offering a 10-Day Closing Guarantee* !

We want to make sure you get the best rates and will make sure your loan closes as quickly as possible - without all of the hassle!

Apply now and take advantage of our 10-Day Closing Guarantee*.

It's just one more way that The Spiegel Group and @thehomeloanexpert is working hard to be the best lender for YOU!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Mortgage expert, Houston mortgage lender, Houston investor, Houston Texas, Texas real estate, Houston local, move to Houston
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We want you to have all the answers, so that you can make the best decisions for YOU!

Buying a home is one of the biggest decisions you'll make in your lifetime.

The process can be really difficult to navigate and it's easy to get lost in all the details and paperwork involved. You might not know where to start or what questions to ask, making it even more overwhelming for you.

We have a lot of success that will help guide you through this complicated process from beginning to end with no surprises along the way, and we're ready to put our experience at work for you today!

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#SpiegelGroup #HoustonTx #HoustonMortgage #MortgageLoans #mortgage #realestate #houston #texas #houstonmortgage #houstonrealestateagent #houstonrealestateinvestor #houstonmortgagelender #mortgagetips #postivereviews #homebuyingprocess #homebuyingtips #houstonhomes #houstonhouses #houstonlistings #houstonrealtors #realestatecoach #houstonrealty #houstonmortgagelender #homebuying101 #clienttestimonials
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This is WHY!

We are so happy to celebrate the closing with this amazing couple! We were able to help them close on a new construction home with our Hero loan!

This was a team effort but wanted to highlight our team member Angela!
She went above and beyond for Autria and Chris.

Congratulations to these new home owners!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
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Let me help you succeed, houston realtor, selling houston, luxury real estate agent, sellers agent, buyers agent, move to houston
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If you're hoping to buy a house in the near future, this could be GREAT news for your budget!

With this limit increase, borrowers will qualify and have more buying power than before.

The time to buy a house has never been better! 🤯🤯

So with that being said, The Spiegel Group is here and ready to help you with all your loan needs - DM us to get you started out on the right path today.

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧team@rmspiegel.com
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What sets The Spiegel Group apart from any other loan officers out there?

It starts with one word: Personalization

Our support system, personal service and attention to our clients is what make us different from all the rest.

Unlike others out there who focus on quantity rather than quality, we put an emphasis on providing one-on-one personalized service for each client which helps them achieve their real estate goals.

We love to help our clients find the right solutions and deliver results.
Give us call if you're ready for something more.

#SpiegelGroup #HoustonTx #HoustonMortgage #MortgageLoans #texasresidents #htx #houstonrealestate #buyingahome #firsttimehomebuyer #homeownership #homeownertips #millennial #millennials #techsavvy #homesearch #mortgagelender #mortgageloans #mortgageexpert #mortgagespecialist #mortgageadvice #mortgageloan #mortgageadvisor #customercare #customersupport #customerservice #homeownership #loanservice
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Did you know?🤔

Mortgage pre-approvals are typically good for 90 days.

Interest rates are constantly changing, credit scores are updated monthly, and your financial situation can change over time.
All these things can affect your maximum purchase price — for better or worse.

Getting pre-approved can also save you valuable time by identifying how much you can afford, so you can target your home search to your price level.

We offer same-day pre-approvals you can rely on.

Head to the link in our bio and find out your personalized rate in no time with our 5-Minute Loan Approval* application.

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧team@thespiegelgroup.com
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Mortgage lender, pre-approval, houston mortgage, houston real estate, dream home, houston mid century modern, houston heights homes
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“Stunning new construction by Harvard Homes located at 2114 Woodcrest in Oak Forest. Naturally this was another deal we were proud to be a part of. Who you work with matters!” ...

We are so excited to announce our move to The Home Loan Expert!

We can now offer even more loan options with the lowest rates and the fastest closings!

We are so thrilled to be a part of this new team, which will allow us to offer unique programs for teachers, first responders, and more.

So, if you're looking to buy a home or refinance, don't hesitate to reach out.

Thank you to everyone for supporting us as we enter this exciting new phase of our career! Check out our new site by clicking the link in our bio.

The Spiegel Group
Best mortgage lending team in TX. Period. 📲(713) 961-5363
📧team@thespiegelgroup.com
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Mortgage lender, houston mortgage, houston real estate, mortgage advice, The Home Loan Expert, Texas mortgage, pre-approval
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This testimonial means a lot to us. 🙏 There's no comparison to the feeling of helping people achieve their dreams of homeownership, and working with like-minded individuals whose goals align with ours.⁠

When you choose #TheSpiegelGroup to help you navigate the mortgage lending process, it means you trust us to do our very best. And that is exactly what we deliver. Give us a call this week—we’re here to prove to you why we are one of the best local lending teams in Texas! ⁠
⁠📞: 713.961.5363⁠⁠
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#thespiegelgroup #republicstatemortgage #mortgagelender #mortgage #realestate #houston #texas #postivereview #realestate
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#TheSpiegelGroup Reviews 💥⁠⠀

As your trusted mortgage lenders, we place great value on personal service for our clients and communities. There's nothing more important to us than leaving our clients confident while remaining ahead of schedule, being 100% honest and helpful, and handling each home-buying step smoothly and without any hiccups.

Here at #TheSpiegelGroup, the reputation and accountability we've built over the past years enable us to offer you a wide range of options and benefits.
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Make sure you are represented by the best team when purchasing one of your most valuable assets. Give us a call this week.
📲 713.961.5363⁠
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#thespiegelgroup #republicstatemortgage #mortgagelender #mortgage #realestate #houston #texas #houstonmortgage #houstonrealestateagent #houstonrealestateinvestor #houstonmortgagelender #mortgagetips #postivereviews #homebuyingprocess #homebuyingtips #houstonhomes #houstonhouses #houstonlistings #houstonrealtors #realestatecoach #houstonrealty #houstonmortgagelender #homebuying101
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Buying a home is one of the biggest and most exciting investments you'll make in your lifetime.

When it comes to financing, there's a lot to take into account. There are so many options out there for mortgages that it can be hard to know where to start or what questions to ask.

Our team will work with you every step of the way in order to find the perfect mortgage solution for your needs and financial goals. Whether buying a first home or refinancing an existing loan we are here to work with you every step of the way!

The Spiegel Group
Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧mailto:team@rmspiegel.com
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Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

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About Robert Spiegel

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremost on client satisfaction.

In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs.

I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

Meet The Spiegel Group

Robert Spiegel
Robert Spiegel
Senior Loan Officer
NMLS# 198315
About Robert
Angela Thomas
Angela Thomas
Operations Manager
NMLS# 1275347
About Angela
Dena Kubina
Dena Kubina
Loan Partner
NMLS# 1717739
About Dena

What Clients Say About Robert Spiegel

Contact Us

Robert@TheSpiegelGroup.com (713) 961-5363

Robert Spiegel
Senior Loan Officer | NMLS #198315

 

1000 N. Post Oak Rd.
Suite 220
Houston, TX 77055

 

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.

USDA Loan

United States Department of Agriculture (USDA) Loans are an excellent, affordable option.

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Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.