Icon

Close your loan in as little as 10 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  

Icon

Low Interest Rates

At The Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.

Icon

Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Time is a strange thing.

We are living in interesting times!

But take solace in the fact that we have been in the mortgage industry for 20 years.

We know what it takes to provide you with the best loan options out there!

Want to know more? Head to the link in our bio or send us a DM.

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Mortgage expert, Houston mortgage lender, Houston Entrepreneur, Houston local, move to Houston, your trusted lender, mortgage tips
...

If you are a veteran, THIS IS FOR YOU!

One of our best benefits is our VA home loan benefit. Let’s utilize it! 👏🏼👏🏼👏🏼

With our Hero Loan we can close your loan in as fast as 14 days! We will even pay for your appraisal!

When you are ready to apply, send us a DM or visit us at our website.📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#hero #loan #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
...

Hey you!
Opportunity is knocking at your door!

The Spiegel Group is your one stop shop for mortgage needs.

We are here to help you find the right home loan with a wide variety of options.

Contact us today!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Real estate experts, mortgage loan officer, houston mortgage, mortgage expert, houston local, houston mortgage lender, Texas real estate
...

Don’t let these online & big box lenders fool you…You need to ask about all options that are available for you.

I’ve been in this business long enough to know that there is always a way to help you in your home loan process. Some loans feature as little as zero down so don’t let down payment be an obstacle to owning the home of your dreams!

Let’s talk more about it! Feel free to give me a call and we can discuss your options. 📲👍🏼

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#downpayment #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
...

THE SPIEGEL GROUP IS HERE!

As the experts in our field we feel that it’s crucial to share valuable information to our current/future clients. 😌

If you are a Veteran and are interested in discussing how to buy your next home, send me a DM or email. I can’t wait to help you get the home you deserve! 😉📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#loanexpert #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
...

You don't have to live in the upside down!

The reality is no one has to be burned by the mortgage process or feel lost in translation!

Who is a Stranger Things fan?!? We are here to rescue you, Steve Harrington style! 💪

Whenever you are ready, our DM’s are open!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Houston realtor, selling houston, move to houston, Mortgage advice, mortgage humor, Realtors of Houston, Texas mortgage, It's funny because it's true
...

Do you have an existing home and want to buy a new home?

If so, you are going to want to watch this reel and get in touch with me ASAP‼️ I’m more than happy to assist and give you some advice on your next steps.

Send me a DM or email so we can chat! 📲

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#loanexpert #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer #houstonian
...

Question for our following‼️

What are you picking…

A. Loan for your wedding.
B. Loan for your first home.

Let us know down in the comments what you pick. 😉

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#wedding #firsthome #loanexpert #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
...

The housing market is not a bubble ready to pop.

The difference from the 2008 housing market and today is there are far more lending standards in place. What this means if you are approved for a mortgage nowadays, you are less likely to default.

The bottom line is the housing market isn't a bubble, and we're not heading for a market crash.

Got questions? Send us a DM or comment below!

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
.
Mortgage loan office, loan officer life, market updates, Texas real estate, Houston real estate agent, housing market, affordable housing
...

BEFORE YOU BUY YOUR HOME, WATCH THIS REEL!

There are 3 things you must know before beginning your home buying process. I’ll break it down for you, so be sure you save this post and if you have any questions at the end, my DM’s are always open. 📨👍🏼

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#realestatetips #homebuying #firsttimehomebuyer #realestatemarket #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
...

August was filled with so many impactful moments. 💙

In this industry, you have to remind yourself to take a moment and acknowledge all that you are doing to appreciate it.

We are excited to see what relationships September will bring. Our team is ready to help you or someone you know in their home loan experience. 😌👍🏼

Don’t hesitate to shoot us a DM for any questions you need answered in regards to the home loan process. 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#photodump #august #recap #goodtimes #timeflies #houstonian #chickendinner #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
...

Introducing Angela Thomas! 🤩

Thank you so much for always going above and beyond. Your talents and grace is never unnoticed. 🫶🏽

Operation Managers are one of the key components to a team, and Angela brings all those components in order to provide a better experience for our clients! When you are ready to work with a team who is ready to take on your journey, send us a DM to chat! 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
...

It’s time to pull them boots up and make the right lending choice.

We are providing West, Texas with the best loan options there are!

If you are looking to buy or refinance in the West, Texas area don't trust a big bank.
Contact us today.
 
The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
.
Marfa Texas, Marfa realty, Marfa magic, true Texas, west Texas, big bend, Terlingua, Alpine Tx
...

We are the faces of change.

We are changing the way you experience the mortgage process! And do we have some good stuff to offer!

Did you know you can purchase a home with Zero Dollar(s) Down??

The Zero Dollar Down Loan is available to buyers nationwide, whether it’s for your first home or if you’re a repeat homebuyer.

We offer 3.5% and 5% down payment assistance, and there are no income limits for buyers.

Want to know more? Head to the link in our bio and click on Zero Dollar Down Loan!
 
The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
.
Real estate experts, mortgage loan officer, houston mortgage, mortgage expert, houston local, houston mortgage lender, Texas real estate
...

We take pride in seamlessly executing our process, this allows us to focus on our clients and provide exceptional customer service. 🏆

Are you looking for a team like ours to elevate your client experience? We would love to consult with anyone who has any questions on what else we bring to the table when working with The Spiegel Group. 😌

Go ahead and send us a DM or email! Can't wait to be in touch!

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#testimony #process #seamless #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonrealestate #loanofficer
...

You are HEROES! 👏🏼👏🏼👏🏼

We want to thank all first responders who put their lives on the line to keep us safe. 🙏🏼

You keep us safe, so we created a loan just for you! With our First Responder Program, we’re covering the cost of the appraisal for all first responders…meaning you could save hundreds (or more!). 😉

Want to know more? DM us today! 📨

The Spiegel Group Best mortgage lending team in TX. Period.
📲(713) 961-5363
📧 team@thespiegelgroup.com
.
.
.
#sellinghouston #houstonrealtor #htxrealtor #htxrealestate 
#houstonlocal #movetohouston
...

Without labor nothing prospers. 😌

We hope you are enjoying the fruits of your labor and taking the time to appreciate all the hard work you’ve put in this 2022 year and recharge so that tomorrow you have all the energy you need to take on this month! 👏🏼👏🏼👏🏼

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#laborday #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer #happylaborday #laborday #labordaymonday
...

Don't mind me...Just doing my happy dance!🕺

We pride ourselves on going above and beyond for our clients and providing exceptional service. ⭐️⭐️⭐️⭐️⭐️

If you’re ready for more information and to find out what a partnership is like with real experts. Send us a DM! 📨

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
...

Road to refinance. 🛣

Are your credit cards, medical debts, home improvement loans, etc. starting to take over your cash flow? In these quick 5 steps we can help reduce your monthly debt payments with a cash out refinance. 🤩

It is really easy to change your financial life - especially with the assistance of the experts at The Spiegel Group. 😉👍🏼

Send us a DM and we can talk more to see if you qualify for our 10 day close! 📲

The Spiegel Group
Best mortgage team in Texas!
713-961-5363
team@thespiegelgroup.com
.
.
.
#refinance #10dayclose #realestatemarket #mortgagetips #homeloanexpert #mortgageexpert #houstonmortgage #houstonmortgageocompany #houstonlocal #houstonian #houstonrealestate #loanofficer
...

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Disclosure
Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:

About Robert Spiegel

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremost on client satisfaction.

In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs.

I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

Meet The Spiegel Group

Robert Spiegel
Robert Spiegel
Senior Loan Officer
NMLS# 198315
About Robert
Angela Thomas
Angela Thomas
Operations Manager
NMLS# 1275347
About Angela
Dena Kubina
Dena Kubina
Loan Partner
NMLS# 1717739
About Dena

What Clients Say About The Spiegel Group

Contact Us

Robert@TheSpiegelGroup.com (713) 961-5363

The Spiegel Group
Robert Spiegel
Senior Loan Officer | NMLS #198315

 

1000 N. Post Oak Rd.
Suite 220
Houston, TX 77055

 

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.

USDA Loan

United States Department of Agriculture (USDA) Loans are an excellent, affordable option.

close

Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.